If your books live in a plain-text Beancount ledger, Fava turns that file into a browsable dashboard of statements, charts, and a built-in editor. Income Statement, Balance Sheet, Trial Balance, Journal, Holdings, and Statistics reports render as tables and charts, with stacked or single bars, monthly breakdowns, and at-cost conversion. Three top-bar filters narrow every report. Match by date, account pattern, #tag, ^link, payee, metadata, or amount; spaces require all conditions, commas accept any. The Query page runs Beancount Query Language statements like bean-query. Two-column results become line or treemap charts, and every result exports to CSV, plus XLSX and ODS with the Excel extra. The browser editor autocompletes accounts, payees, and tags. Press n for a quick-add form that records a new transaction. Drag a receipt onto an account name to file it in that account's documents folder, or onto a Journal row to attach it to the transaction. Budget directives from daily to yearly show remaining amounts in charts and reports. Colored indicators flag passed or failed balance checks on opted-in accounts. Importers feed a review list; extensions add custom report pages. Gmail-style keyboard shortcuts speed up daily use. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. MIT licensed.

A plain text journal is all Paisa needs to put your net worth, cash flow, expenses, and investment returns on one set of dashboards. Write entries in the built-in editor. It brings syntax highlighting, auto completion, error checking, and auto formatting to double-entry journals. Bank and credit card statements in CSV, Excel, or PDF import through reusable templates that categorize every transaction. Price providers track mutual funds, NPS holdings, and stocks. Manual prices revalue a house, a car, or a plot of land. Budgets set a limit for each category and track spending against it. Allocation targets show how far a debt and equity split has drifted. Goals compute a completion date from monthly savings. The retirement planner works from a safe withdrawal rate and yearly expenses. A calendar marks recurring bills as cleared, late, past due, or upcoming, and Liabilities pages cover credit cards, loan repayment, and interest. Live Sheets calculate taxes and EMIs from ledger data. Journals and settings stay in plain text files that can be version controlled or shared, and ledger, hledger, and beancount are all supported. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. AGPL-3.0-or-later licensed.

Managing household finances and personal investments becomes completely private with ezBookkeeping, a self-hosted accounting platform that combines multi-currency ledger tracking, automated bank imports, and AI-assisted receipt analysis into a responsive financial dashboard. Users can record daily income, expenses, and asset transfers using hierarchical two-level accounts and customizable tags, attaching photographic receipts and geographic location coordinates to individual entries. The automated data ingestion engine processes bank statements across standardized CSV, OFX, QIF, CAMT, and MT940 files, applying user-defined column mappings and custom conversion scripts to eliminate manual bookkeeping. Financial planners can schedule recurring bills, configure monthly category spending limits, and track asset distribution with interactive charts, trend graphs, and activity heatmaps in the Insight Explorer. Integrated artificial intelligence tools scan uploaded invoice photos to extract line items automatically while a native Model Context Protocol server lets external desktop assistants query balances and audit budgets safely. Security features include time-based two-factor authentication, single sign-on via standard identity providers, and biometric passkey screen locks that secure private monetary ledgers on shared computers. Account owners can export full audit histories to portable spreadsheets, manage multi-currency exchange rate tables, and access clean web interfaces on both desktop monitors and mobile devices. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. MIT licensed.

With over 24,000 GitHub stars and active development since 2014, Firefly III is the self-hosted personal finance manager that gives you complete control over your financial data without ever contacting external servers. The double-entry bookkeeping system tracks every transaction with source and destination accounts, ensuring accurate balance calculations and audit trails across checking, savings, credit card, cash, and asset accounts. Budget management sets monthly spending limits by category with visual progress tracking and rollover support for unused allocations. Rule-based transaction automation applies categorization, tags, and budget assignments automatically based on configurable conditions matching description, amount, source, and destination patterns. Recurring transactions schedule regular bills, subscriptions, and income entries with automatic creation on configured dates. Piggy banks divide savings accounts into virtual sub-accounts for goal tracking with target amounts and deadlines. Financial reports include income versus expense summaries, budget performance charts, category breakdowns, tag reports, and net worth tracking with weekly, monthly, and yearly time ranges. Multi-currency support handles any currency with configurable exchange rates for international finance tracking. The REST JSON API covers nearly every feature for integration with external tools, import utilities, and the companion Firefly III Data Importer for bank statement processing. Two-factor authentication provides account security. Self-hosting deploys via Docker containers or directly on PHP 8.5+ with MySQL or PostgreSQL. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. AGPL-3.0 licensed.

Roughly $1M of development work, open-sourced: Maybe Finance began as a $249/year commercial personal finance product before the company released it all. It aggregates bank accounts, credit cards, loans, investments, crypto, and real estate into a single net worth dashboard with historical trend charts - replacing the spreadsheet that usually glues a whole portfolio together. Transactions are categorized and tagged with rules, with merchant tracking and search across imported or synced activity; budgets track spending by category against plan; and the investment view follows holdings, cost basis, and returns across brokerage accounts. Multi-currency support converts accounts held in different currencies into a single reporting currency, bank synchronization works through Plaid where supported, and manual CSV import covers any institution. An optional AI assistant answers questions grounded in your own financial data. Because the app was built as a paid product with professional design before being open-sourced, its interface quality exceeds most community finance tools - and self-hosting means your balances and transactions are not monetized by a free app or gated behind an annual subscription. The stack is Ruby on Rails with Hotwire on PostgreSQL, licensed AGPL-3.0 and deployed via Docker. The original repository is archived; development continues in the community fork Sure, compatible with the same self-hosted setup.

Every unit of income gets a job in Actual Budget - a local-first personal finance app built on envelope (zero-sum) budgeting, where you can only budget cash you actually have, which keeps the plan honest by construction. The data model is a SQLite file that lives on your device and works fully offline; the self-hosted Node.js sync server adds background multi-device synchronization using CRDT-based distributed-systems machinery, browser and mobile access as an installable web app, and automated backups. Optional end-to-end encryption makes the synced data unreadable even to the server hosting it. Transactions enter three ways: manual entry, file import (CSV, QIF, OFX, QFX, CAMT.053), or automatic bank syncing through GoCardless for EU/UK banks and SimpleFIN for US/Canada. Built-in YNAB4 and nYNAB importers migrate complete budget histories, and reports, schedules for recurring transactions, and rule-based transaction cleanup handle the day-to-day. A fully featured local API lets developers script custom importers and automation against their own data. 100% free, open source, and 26k stars strong.

Allocating every incoming dollar into purposeful spending and savings buckets before transactions occur, OpenBudgeteer gives households complete financial control through a self-hosted zero-based envelope budgeting platform. Users can organize expenditures into customizable bucket hierarchies, grouping everyday living costs, debt repayments, and sinking funds into distinct categories with target balances. Financial planners can import bank statement files via flexible CSV mapping profiles that parse transaction descriptions, clean up merchant strings, and auto-assign records to corresponding expense buckets. The transaction registry provides split-transaction functionality, allowing shoppers to divide a single department store receipt across grocery, household, and clothing envelopes with exact currency precision. Interactive progress bars display bucket health throughout the billing month, signaling when spending velocity threatens allocated limits and calculating suggested contributions for forthcoming paychecks. Advanced forecasting reports plot multi-month net worth trajectories, track category expenditure patterns, and calculate burn rates against long-term retirement and emergency savings goals. Account balances synchronize across multiple physical checking accounts, credit cards, and cash wallets, ensuring total bucket balances reconcile perfectly against real bank reserves. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. AGPL v3 licensed.

Your bank balance is only part of what you own, and MoneyMatter adds the rest: cash accounts, brokerage portfolios, cars, loans, and private deals roll into one net worth figure in your base currency. Add transactions by hand, import CSV, OFX, QFX, YNAB, Wallet, or Microsoft Money files, or let an AI model you provide parse a statement, while Monobank, SimpleFIN, Lunch Flow, and Walutomat connections sync accounts automatically. Each transaction can carry categories, tags, payees, notes, attachments, and splits, transfers and refunds link to their counterparts, and automation rules tidy new entries. Envelope-style budgets assign money to lines with Assigned, Activity, and Available columns and rollover rules, savings goals read progress from account balances, subscriptions and bills send reminders, and loans show payoff projections. Stocks, ETFs, and crypto are priced daily, vehicles depreciate along a curve, and a FIRE planner estimates years to Lean, Regular, Fat, Barista, and Coast FIRE. A customizable dashboard, cash flow, money flow, net worth history, trends comparison, and pivot table chart the results. Share accounts with a household member, export JSON, CSV, or XLSX, back up everything, or connect Claude, ChatGPT, or Claude Code through the built-in MCP server. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. AGPL-3.0 licensed.

When your bank balances, brokerage holdings, credit cards, loans, and crypto wallets sit scattered across a dozen institutional portals, Sure brings your entire financial life into one private, self-hosted wealth management workspace. You can track checking, savings, real estate, vehicles, and multi-currency investment portfolios while monitoring real-time net worth charts and thirty-day account sparklines. Automated account synchronization connects through Plaid, SimpleFIN, Enable Banking, Lunch Flow, SnapTrade, Questrade, and native Bitcoin, EVM, or Solana wallet integrations, alongside manual CSV, XLSX, and PDF statement imports. A built-in statement vault parses date ranges and opening or closing balances directly from uploaded PDF statements in seven languages to reconcile your ledger against bank records. Day-to-day transactions support nested subcategories, merchants, tags, receipt attachments, and automated categorization rules with regular expression matching. Monthly budgets let households run shared family budgets alongside individual member budgets while automatically excluding 401(k) and IRA retirement contributions from spending limits. Portfolio tracking pulls market prices from Yahoo Finance, Tiingo, Twelve Data, and Alpha Vantage, calculates or locks per-share cost basis, and labels buys, sells, and dividends. An optional AI assistant sidebar answers natural-language questions about your cash flow and spending habits. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. AGPL-3.0 licensed.

After the bills are covered, how much is actually safe to spend? monetr organizes an entire budgeting application around that one question. Inspired by the defunct Simple bank, it budgets paycheck by paycheck rather than month by month. Funding schedules encode when you get paid - including multiple schedules per account and a weekend-exclusion option for deposits that land early - and every expense or savings goal is tied to one. monetr then calculates how much of each recurring obligation (rent, car payment, subscriptions, on any repeat interval) to set aside from each paycheck, so a large bill never has to come out of a single check. What remains after allocations is surfaced as Free-To-Use, and a forecasting timeline projects contributions, due dates, and leftover funds forward so low-balance periods are visible before they happen. Transactions arrive either as OFX uploads from your bank or automatically through a Plaid connection using your own API credentials, keeping balances and transactions synced without manual entry. The app is mobile-friendly and installable as a PWA on desktop or phone. Self-hosting via Docker Compose is completely free, with all source code public and your financial data on your own hardware.

Ocular provides a modern personal finance workspace that plots your household income and expenditures across multi-year horizons to eliminate surprises in annual budgeting. Users can define custom income streams, configure recurring fixed obligations like rent and utilities, and allocate discretionary spending allowances into designated category groups. Interactive Sankey diagrams and cumulative balance curves visualize projected net savings trajectories, signaling upcoming cash crunches months in advance. The annual planning matrix breaks down monthly figures across twelve periods, calculates automatic net savings, and highlights active fiscal cycles. Keyboard shortcuts accelerate data entry with inline arithmetic expression evaluation directly inside currency cells. Built-in multi-currency conversion and localization settings allow international households and remote professionals to manage diverse revenue streams effortlessly. A dedicated privacy mode masks sensitive monetary amounts when working in public spaces, while complete ledgers export cleanly as portable JSON archives. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. MIT licensed.

Track income, recurring expenses, and multi-currency assets with WYGIWYH, a self-hosted personal finance platform built on a strict cash-flow principle that preserves monthly savings while exposing spending patterns. Users can aggregate holdings across checking accounts, physical cash reserves, crypto wallets, and custom asset models with automatic foreign exchange rate calculations. The transaction engine executes automated adjustment rules to normalize merchant names, apply category tags, and calculate split costs on every purchase. Investors can schedule dollar-cost averaging portfolios to monitor accumulation performance and price averages over extended investment horizons. Interactive dashboards provide monthly breakdown grids, calendar views of pending recurring bills, and multi-year net worth trajectories. Financial analysts can export transaction journals to CSV, automate data synchronization through REST webhooks, or query accounts with AI agents via the Model Context Protocol. Customizable notification triggers alert account owners to payment due dates and anomalous spending spikes across monitored accounts. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. GNU AGPL v3.0 licensed.

Akaunting is an online accounting software for small businesses and freelancers. The double-entry accounting engine provides a full Chart of Accounts, journal entries, and balance sheet reporting, eliminating the manual errors inherent in single-entry systems. Unlimited invoice creation with customizable templates, automatic payment reminders, and client portal access lets businesses present professional documents and accept payments through PayPal, Stripe, and other gateway integrations. Expense tracking captures operational costs with category-based organization, receipt scanning, and vendor bill management with overdue payment alerts. Bank Feeds auto-syncs transactions from connected bank accounts and matches them against invoices and bills for streamlined reconciliation. The dashboard displays receivables, payables, cash flow summaries, profit and loss charts, expenses by category, and account balances at a glance with configurable date ranges. Quotes and estimates convert directly into invoices upon client approval, while recurring invoices and bills automate periodic billing without manual intervention. The modular architecture built on Laravel with the Akaunting Module package enables an App Store where developers publish extensions for payroll, inventory, projects, and CRM functionality. Multi-company support manages separate books from a single installation with per-company user roles. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. BSL licensed.

Bigcapital gives small and medium businesses a complete double-entry accounting, invoicing, and inventory management platform they can self-host for free, replacing the per-seat subscriptions of QuickBooks, Xero, and Wave. Every transaction records debits and credits across your chart of accounts, automatically generating balance sheets, profit and loss statements, trial balances, general ledger reports, journal entries, accounts receivable and payable summaries, cash flow analysis, inventory valuation, and inventory summary reports. Sales invoicing supports recurring schedules, customer payment tracking, estimate-to-invoice conversion, and configurable GST/VAT tax rates. Purchase invoicing handles vendor bills with expense categorization for payroll, rent, and operational costs. The inventory module tracks stock levels using FIFO and average cost methods, automatically adjusting quantities on every sale or purchase and providing reorder alerts. Multi-currency accounting converts transactions at real-time exchange rates and consolidates them under customer or vendor profiles with detailed currency reports. The platform deploys via Docker Compose with multi-tenant isolation giving each organization its own separate database, requiring as little as 2GB RAM for the complete production stack. A headless REST API with Postman collections lets developers embed the accounting engine into external applications for programmatic transaction management. Role-based permissions control access for team members and invited accountants across organizations. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. AGPL-3.0 licensed.

Accounted is an open-source accounting platform built for Swedish sole traders and limited companies that keeps double-entry bookkeeping, invoicing, payroll, and tax filings compliant with Swedish accounting law. Create and send customer invoices with mixed VAT rates, generate PDFs, and track payment status, while supplier invoices record input VAT and feed batch payment files your bank can upload. Connect the bank feed to reconcile transactions automatically, then watch matched entries clear in passes instead of hunting through statements line by line. VAT declarations map onto the SKV 4700 form with per-rate breakdowns, and tax reports export in the formats the tax agency expects for sole traders and companies. Run payroll with salary runs and payslips, file employer declarations, and sync the tax account so booked movements reconcile against the agency record. Every receipt and document lands in an archive with integrity checks and seven-year retention, and period locks with sequential voucher numbers keep the books audit-ready. An AI agent can categorize transactions, draft vouchers, and prepare declarations through the built-in agent tools, while every posting waits for your approval before it commits. Import or export the standard SIE format to move between Swedish accounting systems, and send or receive electronic invoices through the Peppol network. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. AGPL-3.0 licensed.

Full double-entry accounting on your own server: Manager.io Server Edition runs the same engine as the free desktop edition as a web server, so unlimited users work in unlimited businesses concurrently, with all books on infrastructure you control. The module coverage is genuinely comprehensive - general ledger with a customizable chart of accounts, sales and purchase invoices, quotes and orders, bank and cash account reconciliation, inventory with stock tracking, fixed assets with depreciation, payroll, multi-currency with exchange gains and losses, tax codes for VAT and GST regimes, and the complete reporting stack: balance sheet, profit and loss, trial balance, aged receivables and payables, and cash flow statements. The interface is translated into more than seventy languages, reflecting a genuinely global user base. The licensing model is the refreshing part: a server license is a one-time perpetual purchase, not a subscription - twelve months of updates included, optional renewals after, no per-user tiers, no data limits, and you can downgrade to the free desktop edition anytime, so your books are never hostage. Businesses wanting collaborative accounting behind their own firewall, with data sovereignty and no monthly fees, get exactly that.

Roughly 40 integrated business apps forming a full ERP: Odoo's open-source suite runs companies end to end. The Community Edition, licensed LGPL-3.0, ships roughly 40 apps covering CRM, sales, invoicing, basic accounting (journals, chart of accounts, taxes, reconciliation), inventory and warehouse management with multi-step routes, manufacturing with BOMs and work orders, purchasing, project management, timesheets, HR, a website builder, and eCommerce. Each app works standalone, but they share one PostgreSQL database and one data model, so a confirmed sale updates stock, triggers procurement, and posts invoices without integration glue. The modular design means you enable only the apps you need and extend with 40,000+ community modules from the Odoo app store covering nearly any vertical requirement. Inventory supports multi-warehouse stock, reordering rules, and lot and serial tracking with barcode-ready operations; manufacturing ties BOMs, work orders, and work-center routing directly to sales demand and stock levels; and the website builder sells straight from your product catalog with payment provider integrations. You can start with just CRM and invoicing on day one and switch on inventory or eCommerce later - new apps integrate with existing data instantly because the schema is shared. The server is Python with an XML/JavaScript view layer, and because data lives in plain PostgreSQL there is no proprietary format: you can query, back up, migrate, and extend business data directly, with unlimited users and no per-seat licensing - where enterprise ERP pricing is per user per month, headcount here costs nothing.

With over 37,800 GitHub stars and active development since its first release in 2008, ERPNext is the most-starred open-source ERP system — delivering accounting, inventory management, manufacturing, CRM, project tracking, asset management, HR, and point-of-sale capabilities through a unified web interface built on the Frappe Framework's metadata-driven architecture. The accounting module handles multi-company consolidation, multi-currency transactions, tax templates for GST and VAT, bank reconciliation, and automated journal entries with real-time profit and loss, balance sheet, and cash flow reporting. Manufacturing covers production planning with multi-level bill of materials, work order scheduling, capacity planning, subcontracting, and quality inspection at each production stage. Inventory tracks stock across multiple warehouses with batch and serial number tracing, automatic reorder levels, landed cost calculations, and perpetual inventory valuation using FIFO or moving average methods. The CRM module manages leads, opportunities, and customer communication with email integration, while project management tracks tasks, timesheets, and Gantt-based scheduling with budget controls. Custom applications extend functionality through the Frappe ecosystem without forking the core codebase, and the REST API enables integration with payment gateways, shipping providers, and third-party services. Deployable via Docker Compose or the bench CLI tool with MariaDB and Redis. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. GPL-3.0 licensed.