Family Ledger gathers every account a household owns into one private picture of net worth, using ten minutes of data entry per month. Bank cards, brokerage accounts, funds, property, loans, crypto, precious metals, and insurance sit together, grouped by family member, with CNY, USD, and HKD support. Each month the app lists the balances to fill in, so two partners can finish the job at different times from a phone or desktop. The dashboard separates what you earned from what your money earned, and it reports true annualized return with XIRR and TWR, plus a net-worth line adjusted for inflation. An asset lens slices holdings by risk, platform, industry, currency, and region through sunburst charts and pivot tables, and fund look-through shows the real stock, bond, and industry exposure behind each fund. Upload a brokerage screenshot and a vision model reads every holding for you to confirm. AI checkups score allocation, risk, liquidity, and returns, then suggest rebalancing steps. Goals for retirement, education, and emergency reserves come with optimistic, neutral, and pessimistic forecasts. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. AGPL-3.0 licensed.

If your money is split across a bank app, a brokerage portal, and a half-abandoned spreadsheet, YAFFA, a self-hosted personal finance application, gathers it into one ledger with budgets, scheduled transactions, and forecasts. Record withdrawals, deposits, and transfers across unlimited accounts, and split a single supermarket receipt across categories so it lands in both Food and Household. Suggestions surface your most-used accounts and payees, and each payee's default category fills in automatically. Define rent, salary, or a loan payment once as a scheduled transaction; it appears on the dashboard calendar, enters with one action or records itself, and feeds the forecast. Import bank history from CSV or QIF files with rules for country- and bank-specific formats, and review every row before it is recorded. Optional AI document processing turns a receipt, invoice, or forwarded email into a draft transaction with payee, date, amount, and line items, using your own OpenAI or Gemini key and self-hosted Tesseract OCR for images. Accounts in different currencies roll up into your default currency using daily rates from the free Frankfurter service. Investments track gain and loss, with optional daily prices from Alpha Vantage. The dashboard summarizes accounts and upcoming schedules, the cash flow report can look ahead with a forecast, and Find Transactions filters history by payee, category, tag, or date. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. MIT licensed.

A plain text journal is all Paisa needs to put your net worth, cash flow, expenses, and investment returns on one set of dashboards. Write entries in the built-in editor. It brings syntax highlighting, auto completion, error checking, and auto formatting to double-entry journals. Bank and credit card statements in CSV, Excel, or PDF import through reusable templates that categorize every transaction. Price providers track mutual funds, NPS holdings, and stocks. Manual prices revalue a house, a car, or a plot of land. Budgets set a limit for each category and track spending against it. Allocation targets show how far a debt and equity split has drifted. Goals compute a completion date from monthly savings. The retirement planner works from a safe withdrawal rate and yearly expenses. A calendar marks recurring bills as cleared, late, past due, or upcoming, and Liabilities pages cover credit cards, loan repayment, and interest. Live Sheets calculate taxes and EMIs from ledger data. Journals and settings stay in plain text files that can be version controlled or shared, and ledger, hledger, and beancount are all supported. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. AGPL-3.0-or-later licensed.

Roughly $1M of development work, open-sourced: Maybe Finance began as a $249/year commercial personal finance product before the company released it all. It aggregates bank accounts, credit cards, loans, investments, crypto, and real estate into a single net worth dashboard with historical trend charts - replacing the spreadsheet that usually glues a whole portfolio together. Transactions are categorized and tagged with rules, with merchant tracking and search across imported or synced activity; budgets track spending by category against plan; and the investment view follows holdings, cost basis, and returns across brokerage accounts. Multi-currency support converts accounts held in different currencies into a single reporting currency, bank synchronization works through Plaid where supported, and manual CSV import covers any institution. An optional AI assistant answers questions grounded in your own financial data. Because the app was built as a paid product with professional design before being open-sourced, its interface quality exceeds most community finance tools - and self-hosting means your balances and transactions are not monetized by a free app or gated behind an annual subscription. The stack is Ruby on Rails with Hotwire on PostgreSQL, licensed AGPL-3.0 and deployed via Docker. The original repository is archived; development continues in the community fork Sure, compatible with the same self-hosted setup.

When your bank balances, brokerage holdings, credit cards, loans, and crypto wallets sit scattered across a dozen institutional portals, Sure brings your entire financial life into one private, self-hosted wealth management workspace. You can track checking, savings, real estate, vehicles, and multi-currency investment portfolios while monitoring real-time net worth charts and thirty-day account sparklines. Automated account synchronization connects through Plaid, SimpleFIN, Enable Banking, Lunch Flow, SnapTrade, Questrade, and native Bitcoin, EVM, or Solana wallet integrations, alongside manual CSV, XLSX, and PDF statement imports. A built-in statement vault parses date ranges and opening or closing balances directly from uploaded PDF statements in seven languages to reconcile your ledger against bank records. Day-to-day transactions support nested subcategories, merchants, tags, receipt attachments, and automated categorization rules with regular expression matching. Monthly budgets let households run shared family budgets alongside individual member budgets while automatically excluding 401(k) and IRA retirement contributions from spending limits. Portfolio tracking pulls market prices from Yahoo Finance, Tiingo, Twelve Data, and Alpha Vantage, calculates or locks per-share cost basis, and labels buys, sells, and dividends. An optional AI assistant sidebar answers natural-language questions about your cash flow and spending habits. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. AGPL-3.0 licensed.

Your bank balance is only part of what you own, and MoneyMatter adds the rest: cash accounts, brokerage portfolios, cars, loans, and private deals roll into one net worth figure in your base currency. Add transactions by hand, import CSV, OFX, QFX, YNAB, Wallet, or Microsoft Money files, or let an AI model you provide parse a statement, while Monobank, SimpleFIN, Lunch Flow, and Walutomat connections sync accounts automatically. Each transaction can carry categories, tags, payees, notes, attachments, and splits, transfers and refunds link to their counterparts, and automation rules tidy new entries. Envelope-style budgets assign money to lines with Assigned, Activity, and Available columns and rollover rules, savings goals read progress from account balances, subscriptions and bills send reminders, and loans show payoff projections. Stocks, ETFs, and crypto are priced daily, vehicles depreciate along a curve, and a FIRE planner estimates years to Lean, Regular, Fat, Barista, and Coast FIRE. A customizable dashboard, cash flow, money flow, net worth history, trends comparison, and pivot table chart the results. Share accounts with a household member, export JSON, CSV, or XLSX, back up everything, or connect Claude, ChatGPT, or Claude Code through the built-in MCP server. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. AGPL-3.0 licensed.

Open Net Worth is a self-hosted personal finance system where an AI agent named Lucius works a real multi-currency ledger, a zero-based budget, and an investment book through guarded write tools instead of merely describing your money. Record every account you own or owe, from bank accounts and cards to loans, retirement funds, and brokerages, then reconcile balances, split transactions, and review statement imports before anything books. Budget with Ready to Assign envelopes, category targets, and credit card payment tracking, or switch to a simple 50/30/20 split and project cash flow months ahead. Track holdings, buys, sales, dividends, tax lots, realized gains, options, and equity grants, with watchlists and price alerts for the positions you follow. Lucius can categorize transactions, reconcile accounts, build reports, and act in connected apps, and every tool carries a permission level you control, so sensitive changes pause on a confirm card before they land. Schedule automations for a daily briefing, a weekly report, or a bank sync, and save repeatable jobs as skills he follows again. Connect SimpleFIN, Plaid, Enable Banking, Alpaca, or Interactive Brokers, import from YNAB or Lunch Money, and bring an Anthropic, OpenAI, or local Ollama model. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. AGPL-3.0 licensed.

Wealthfolio is a portfolio tracker offering a complete wealth management platform where financial data never leaves your infrastructure. Built on Rust with an Axum HTTP server, Diesel ORM, and SQLite storage, paired with a React 19 and Vite frontend, version 3.6 tracks stocks, ETFs, mutual funds, crypto, and cash savings across unlimited accounts with unified holdings. The performance engine calculates time-weighted returns (TWR), internal rate of return (IRR), volatility, maximum drawdown, and benchmark comparisons against the S&P 500 and custom indices, scoped per-account or across the entire portfolio. Net worth tracking monitors assets including real estate, vehicles, collectibles, and precious metals alongside liabilities, with stale-valuation warnings for items not updated in 90+ days. The spending module categorizes transactions automatically, supports multi-currency credit cards, builds budgets with monthly targets and rollovers, and generates narrative insights. A built-in AI assistant answers portfolio questions, suggests asset classifications, and imports transactions conversationally — bring your own API key from OpenAI, Anthropic, or use local LLMs. The addon system provides sandboxed extensions with granular permission declarations across 16 capability domains. CSV import maps broker exports with per-broker recipes for Interactive Brokers, Schwab, Fidelity, and dozens more. Market data streams from Yahoo Finance with automatic currency conversion. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. AGPL-3.0 licensed.

Stocks, ETFs, crypto, bonds, precious metals, and cash across every account and currency, in one privacy-first dashboard: Ghostfolio is open-source wealth management software. The deliberate design decision is no brokerage linking: positions enter by manual entry, CSV import, or the REST API, so your holdings never pass through a data aggregator. Performance is measured as return on average investment across Today, WTD, MTD, YTD, 1Y, 5Y, and Max timeframes, with benchmark comparison against indices like the S&P 500, dividend tracking, and allocation breakdowns by asset class, region, and sector. A static X-ray analysis flags concentration and other portfolio risks, and a FIRE calculator projects progress toward financial independence. Multi-currency support converts holdings using historical exchange rates, market data comes from Yahoo Finance and CoinGecko among other pluggable providers, and everything exports back out as CSV or JSON. Built with Angular and NestJS on PostgreSQL and Redis, shipped as Docker images for amd64 and ARM, with a mobile-first PWA interface, dark mode, and a distraction-free Zen mode. AGPL-licensed.