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Picsou Finance

One net worth figure should not require five logins. Picsou Finance pulls every account you own into a single self-hosted dashboard and reports how the total got there, month by month. More than 2,000 European banks connect through Enable Banking's PSD2 consent flow and US institutions through SimpleFIN, so balances and transactions refresh without manual CSV imports. Read-only sidecars reach the accounts PSD2 cannot touch: BoursoBank securities accounts, Trade Republic positions, Bourse Direct portfolios, and Amundi employee savings plans land in the same ledger as daily banking. Binance and Meria exchange sync plus on-chain Bitcoin, Ethereum, and Solana addresses put crypto exposure next to your savings instead of in a separate tracker. Monthly snapshots rebuild the net worth history account by account, separating capital you invested from growth the portfolio produced. French property is valued automatically each month from public transaction data, with each co-owner's share and the mortgage netted into the equity figure. Savings goals carry deadlines and progress bars, an ETF opens to its top holdings with country and sector breakdowns, accounts share with family members under NONE, ALL, or MANUAL rules, sign-in is guarded by TOTP two-factor authentication, and everything exports as a GDPR ZIP. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. Apache 2.0 + Commons Clause licensed.

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