Securo
Securo is a privacy-first personal finance platform that keeps all your financial data in your own PostgreSQL instance while connecting to 2,500+ banks across three continents for automated transaction sync. The FastAPI backend with React/TypeScript frontend deploys via Docker Compose on ports 3000 and 8000, with Redis-backed Celery workers handling background synchronization. Bank connections span approximately 2,500 European PSD2 institutions through Enable Banking across 29 countries, US and international banks via SimpleFIN's open protocol, and Brazilian banks through Pluggy, all refreshing automatically every four hours. Multi-account management tracks checking, savings, credit cards, and investments with running balances. The auto-categorization rules engine applies pattern-matching across merchants and amounts. Goal tracking monitors savings targets with progress visualization, asset management handles stocks and custom instruments with configurable valuation growth rules, and reports generate Net Worth and Income vs Expenses charts with category sparklines. Optional AI Agents provide LLM chat with tool-use over your financial data through MCP, supporting OpenAI, Anthropic, Ollama, and compatible providers with per-agent RAG knowledge bases accessible via a global command palette. Multi-user support includes OIDC login, passkey authentication, TOTP two-factor, privacy mode, and multi-currency FX conversion via Open Exchange Rates. 1,500+ stars since March 2026. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. AGPL-3.0 licensed.
Whisper Money
Ditch the spreadsheet for good: Whisper Money is a privacy-first personal finance app you host yourself to see exactly where your money goes, without your data being sold or profiled for ads. Connect multiple bank accounts in one place, fill them by hand or CSV import, and watch transactions categorize themselves automatically. Automation rules handle the repetitive sorting: rent, subscriptions, and transfers land in the right buckets every time. Brokers and exchanges including Indexa Capital, Coinbase, Binance, Bitpanda, Wise, and Interactive Brokers connect with your own API keys, so investments sit beside everyday spending. Optional open banking through EnableBanking can pull a year of movements and keep them current, and it stays switched off until you configure it. AI features suggest categories and rules and summarize your stats reports, and you choose the provider: Gemini by default, or OpenAI, Anthropic, Groq, DeepSeek, Mistral, any OpenAI-compatible endpoint, or a local Ollama server so nothing leaves your infrastructure. Spending pattern insights turn raw transactions into an honest picture of your habits, month after month. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. CC BY-NC 4.0 licensed.