22 apps Budget
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Yuvomi

Replace a dozen household subscriptions with one app that keeps your family's tasks, calendars, meals, budget, and shopping in a single private place you control. Nineteen modules cover the daily rhythms of a household: assign chores with deadlines and priorities, plan the week's dinners and push the ingredients to a shared shopping list in one tap, track income and expenses by category with automatic subscription renewal warnings, and log health activities from vitals to medications. Two-way sync connects to Google Calendar via OAuth, iCloud and Nextcloud via CalDAV, and Outlook via Microsoft Graph, so every family member's phone shows the same schedule without switching apps. CardDAV keeps contacts in sync with external address books. The budget module handles accounts, loans, split expenses, and per-category planning with savings goals and month-over-month comparisons. Documents attach to tasks, receipts link to transactions, and a checked-off grocery item books itself back into the pantry inventory with its quantity. A Kanban board, recurring task schedules, and a rewards ledger that pays out points for completed chores keep kids and adults accountable. Wall mode turns a kitchen tablet into a glanceable family dashboard, and the Immich screensaver shows your own photos when the screen goes idle. API tokens and a built-in MCP endpoint let AI agents and third-party tools interact with every module programmatically. Deploy on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. MIT licensed.

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TREK

TREK coordinates group expeditions and vacations through a collaborative travel planning workspace that unifies daily itineraries, interactive route maps, shared expense budgets, and packing lists. Travel groups can build day-by-day timelines by dragging activities between dates, attaching transit bookings with flight numbers, and estimating driving intervals directly on OpenStreetMap and Mapbox canvases. Instant WebSocket synchronization mirrors itinerary edits, group chat messages, and decision poll votes across all traveling companions simultaneously without page refreshes. The integrated multi-currency expense manager tracks shared expenditures across lodging, dining, and transit categories, automatically calculating per-person debts and generating simplified debt settlement summaries. An interactive world atlas highlights visited nations and tracks lifetime travel statistics, enabling globe-trotters to manage personal bucket lists and review past journeys. Travelers can organize shared packing checklists from reusable equipment templates, monitor real-time weather forecasts powered by Open-Meteo, and export comprehensive travel schedules to printable PDF guides and calendar feeds. Role-based permission controls safeguard sensitive travel documents and boarding pass uploads while allowing guests to contribute notes and vote on activities. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. AGPL-3.0 licensed.

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Maybe Finance

Roughly $1M of development work, open-sourced: Maybe Finance began as a $249/year commercial personal finance product before the company released it all. It aggregates bank accounts, credit cards, loans, investments, crypto, and real estate into a single net worth dashboard with historical trend charts - replacing the spreadsheet that usually glues a whole portfolio together. Transactions are categorized and tagged with rules, with merchant tracking and search across imported or synced activity; budgets track spending by category against plan; and the investment view follows holdings, cost basis, and returns across brokerage accounts. Multi-currency support converts accounts held in different currencies into a single reporting currency, bank synchronization works through Plaid where supported, and manual CSV import covers any institution. An optional AI assistant answers questions grounded in your own financial data. Because the app was built as a paid product with professional design before being open-sourced, its interface quality exceeds most community finance tools - and self-hosting means your balances and transactions are not monetized by a free app or gated behind an annual subscription. The stack is Ruby on Rails with Hotwire on PostgreSQL, licensed AGPL-3.0 and deployed via Docker. The original repository is archived; development continues in the community fork Sure, compatible with the same self-hosted setup.

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Renewlet

Renewlet is a self-hosted subscription ledger that shows exactly what your recurring services cost each month and warns you before every renewal, so no charge lands unannounced again. Record each subscription once with its price, currency, billing cycle, renewal date, payment method, and notes, and the dashboard keeps the monthly and yearly totals current, compares them against a budget you set, and converts between currencies. Reminders go out in each user's own time zone through Telegram, Discord, email, webhooks, and six more channels, with repeat reminders, delivery history, and retries when a send fails. Adding subscriptions takes seconds: point the AI recognition at a bill screenshot, a note, or a pasted table and it drafts the entries for your review, or import data from Wallos and other exports. Every subscription can join a shared calendar feed or publish its own ICS feed, and a public status page can show your stack with prices hidden. Accounts are protected with authenticator codes, recovery codes, and passkey sign-in. A read-only public API lets CLI tools and Shortcuts query your subscriptions, and the whole app runs in a single Docker container or on Cloudflare Workers. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. MIT licensed.

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Monetr

After the bills are covered, how much is actually safe to spend? monetr organizes an entire budgeting application around that one question. Inspired by the defunct Simple bank, it budgets paycheck by paycheck rather than month by month. Funding schedules encode when you get paid - including multiple schedules per account and a weekend-exclusion option for deposits that land early - and every expense or savings goal is tied to one. monetr then calculates how much of each recurring obligation (rent, car payment, subscriptions, on any repeat interval) to set aside from each paycheck, so a large bill never has to come out of a single check. What remains after allocations is surfaced as Free-To-Use, and a forecasting timeline projects contributions, due dates, and leftover funds forward so low-balance periods are visible before they happen. Transactions arrive either as OFX uploads from your bank or automatically through a Plaid connection using your own API credentials, keeping balances and transactions synced without manual entry. The app is mobile-friendly and installable as a PWA on desktop or phone. Self-hosting via Docker Compose is completely free, with all source code public and your financial data on your own hardware.

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Securo

Securo is a privacy-first personal finance platform that keeps all your financial data in your own PostgreSQL instance while connecting to 2,500+ banks across three continents for automated transaction sync. The FastAPI backend with React/TypeScript frontend deploys via Docker Compose on ports 3000 and 8000, with Redis-backed Celery workers handling background synchronization. Bank connections span approximately 2,500 European PSD2 institutions through Enable Banking across 29 countries, US and international banks via SimpleFIN's open protocol, and Brazilian banks through Pluggy, all refreshing automatically every four hours. Multi-account management tracks checking, savings, credit cards, and investments with running balances. The auto-categorization rules engine applies pattern-matching across merchants and amounts. Goal tracking monitors savings targets with progress visualization, asset management handles stocks and custom instruments with configurable valuation growth rules, and reports generate Net Worth and Income vs Expenses charts with category sparklines. Optional AI Agents provide LLM chat with tool-use over your financial data through MCP, supporting OpenAI, Anthropic, Ollama, and compatible providers with per-agent RAG knowledge bases accessible via a global command palette. Multi-user support includes OIDC login, passkey authentication, TOTP two-factor, privacy mode, and multi-currency FX conversion via Open Exchange Rates. 1,500+ stars since March 2026. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. AGPL-3.0 licensed.

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FireFlyIII

With over 24,000 GitHub stars and active development since 2014, Firefly III is the self-hosted personal finance manager that gives you complete control over your financial data without ever contacting external servers. The double-entry bookkeeping system tracks every transaction with source and destination accounts, ensuring accurate balance calculations and audit trails across checking, savings, credit card, cash, and asset accounts. Budget management sets monthly spending limits by category with visual progress tracking and rollover support for unused allocations. Rule-based transaction automation applies categorization, tags, and budget assignments automatically based on configurable conditions matching description, amount, source, and destination patterns. Recurring transactions schedule regular bills, subscriptions, and income entries with automatic creation on configured dates. Piggy banks divide savings accounts into virtual sub-accounts for goal tracking with target amounts and deadlines. Financial reports include income versus expense summaries, budget performance charts, category breakdowns, tag reports, and net worth tracking with weekly, monthly, and yearly time ranges. Multi-currency support handles any currency with configurable exchange rates for international finance tracking. The REST JSON API covers nearly every feature for integration with external tools, import utilities, and the companion Firefly III Data Importer for bank statement processing. Two-factor authentication provides account security. Self-hosting deploys via Docker containers or directly on PHP 8.5+ with MySQL or PostgreSQL. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. AGPL-3.0 licensed.

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Aurelio Finance

Your net worth is scattered across banks, brokers, a pension, and a mortgage, and no single screen shows all of it at once. Aurelio Finance gathers those pieces on your own server: record each institution's cash and holdings as dated situations, then let later transactions roll them forward so today's balance always traces back to a photograph of what you held and the events after it. Every position is priced from the market with its cost basis, gain, and dividends, while the look through view opens your ETFs and funds to show real exposure by country, sector, company, and currency, so overlapping funds stop hiding concentration. Recurring investment plans, homes and other real assets, and the loans against them sit beside income, expenses, and your savings rate, and each financial goal shows the return it needs to be reached. When you want a second opinion, Ask Aurelio reads your own records, can search the web, and proposes changes as cards you confirm or reject, never silently editing your data. Its analysis mode goes further, letting an analyst and a confidant argue over your portfolio before a synthesis tells you what to look at first, and surviving ideas land on a watchlist that your totals never count. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. MIT licensed.

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Whisper Money

Ditch the spreadsheet for good: Whisper Money is a privacy-first personal finance app you host yourself to see exactly where your money goes, without your data being sold or profiled for ads. Connect multiple bank accounts in one place, fill them by hand or CSV import, and watch transactions categorize themselves automatically. Automation rules handle the repetitive sorting: rent, subscriptions, and transfers land in the right buckets every time. Brokers and exchanges including Indexa Capital, Coinbase, Binance, Bitpanda, Wise, and Interactive Brokers connect with your own API keys, so investments sit beside everyday spending. Optional open banking through EnableBanking can pull a year of movements and keep them current, and it stays switched off until you configure it. AI features suggest categories and rules and summarize your stats reports, and you choose the provider: Gemini by default, or OpenAI, Anthropic, Groq, DeepSeek, Mistral, any OpenAI-compatible endpoint, or a local Ollama server so nothing leaves your infrastructure. Spending pattern insights turn raw transactions into an honest picture of your habits, month after month. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. CC BY-NC 4.0 licensed.

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Wealthfolio

Wealthfolio is a portfolio tracker offering a complete wealth management platform where financial data never leaves your infrastructure. Built on Rust with an Axum HTTP server, Diesel ORM, and SQLite storage, paired with a React 19 and Vite frontend, version 3.6 tracks stocks, ETFs, mutual funds, crypto, and cash savings across unlimited accounts with unified holdings. The performance engine calculates time-weighted returns (TWR), internal rate of return (IRR), volatility, maximum drawdown, and benchmark comparisons against the S&P 500 and custom indices, scoped per-account or across the entire portfolio. Net worth tracking monitors assets including real estate, vehicles, collectibles, and precious metals alongside liabilities, with stale-valuation warnings for items not updated in 90+ days. The spending module categorizes transactions automatically, supports multi-currency credit cards, builds budgets with monthly targets and rollovers, and generates narrative insights. A built-in AI assistant answers portfolio questions, suggests asset classifications, and imports transactions conversationally — bring your own API key from OpenAI, Anthropic, or use local LLMs. The addon system provides sandboxed extensions with granular permission declarations across 16 capability domains. CSV import maps broker exports with per-broker recipes for Interactive Brokers, Schwab, Fidelity, and dozens more. Market data streams from Yahoo Finance with automatic currency conversion. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. AGPL-3.0 licensed.

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ezBookkeeping

Managing household finances and personal investments becomes completely private with ezBookkeeping, a self-hosted accounting platform that combines multi-currency ledger tracking, automated bank imports, and AI-assisted receipt analysis into a responsive financial dashboard. Users can record daily income, expenses, and asset transfers using hierarchical two-level accounts and customizable tags, attaching photographic receipts and geographic location coordinates to individual entries. The automated data ingestion engine processes bank statements across standardized CSV, OFX, QIF, CAMT, and MT940 files, applying user-defined column mappings and custom conversion scripts to eliminate manual bookkeeping. Financial planners can schedule recurring bills, configure monthly category spending limits, and track asset distribution with interactive charts, trend graphs, and activity heatmaps in the Insight Explorer. Integrated artificial intelligence tools scan uploaded invoice photos to extract line items automatically while a native Model Context Protocol server lets external desktop assistants query balances and audit budgets safely. Security features include time-based two-factor authentication, single sign-on via standard identity providers, and biometric passkey screen locks that secure private monetary ledgers on shared computers. Account owners can export full audit histories to portable spreadsheets, manage multi-currency exchange rate tables, and access clean web interfaces on both desktop monitors and mobile devices. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. MIT licensed.

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WYGIWYH

Track income, recurring expenses, and multi-currency assets with WYGIWYH, a self-hosted personal finance platform built on a strict cash-flow principle that preserves monthly savings while exposing spending patterns. Users can aggregate holdings across checking accounts, physical cash reserves, crypto wallets, and custom asset models with automatic foreign exchange rate calculations. The transaction engine executes automated adjustment rules to normalize merchant names, apply category tags, and calculate split costs on every purchase. Investors can schedule dollar-cost averaging portfolios to monitor accumulation performance and price averages over extended investment horizons. Interactive dashboards provide monthly breakdown grids, calendar views of pending recurring bills, and multi-year net worth trajectories. Financial analysts can export transaction journals to CSV, automate data synchronization through REST webhooks, or query accounts with AI agents via the Model Context Protocol. Customizable notification triggers alert account owners to payment due dates and anomalous spending spikes across monitored accounts. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. GNU AGPL v3.0 licensed.

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Wallos

Track every recurring payment you have, from streaming services to SaaS tools, and get AI-powered recommendations on where to cut costs. Wallos manages subscriptions with automatic due date reminders delivered through email, Discord, Telegram, Pushover, Gotify, or custom webhooks so renewal charges never catch you off guard. Multi-currency support handles international subscriptions while the Fixer API converts everything to your primary currency for unified budget visibility. The statistics dashboard breaks down monthly and yearly spending by customizable categories, revealing consumption patterns and highlighting savings opportunities. AI analysis via ChatGPT, Gemini, or a locally-hosted Ollama instance reviews your subscription portfolio and suggests alternatives or consolidation strategies. Logo search automatically fetches brand imagery so your subscription list stays visually organized without manual uploads. Authentication supports OIDC with OAuth for enterprise environments, and the mobile-responsive interface works on any device with customizable themes and multi-language support. The PHP 8.3 application with SQLite backend runs from a single Docker container (bellamy/wallos image) with two persistent volumes for database and logos on port 8282. Deploy on RepoCloud with a dedicated VPS, keeping all financial data private under the GPL-3.0 license.

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Paisa

A plain text journal is all Paisa needs to put your net worth, cash flow, expenses, and investment returns on one set of dashboards. Write entries in the built-in editor. It brings syntax highlighting, auto completion, error checking, and auto formatting to double-entry journals. Bank and credit card statements in CSV, Excel, or PDF import through reusable templates that categorize every transaction. Price providers track mutual funds, NPS holdings, and stocks. Manual prices revalue a house, a car, or a plot of land. Budgets set a limit for each category and track spending against it. Allocation targets show how far a debt and equity split has drifted. Goals compute a completion date from monthly savings. The retirement planner works from a safe withdrawal rate and yearly expenses. A calendar marks recurring bills as cleared, late, past due, or upcoming, and Liabilities pages cover credit cards, loan repayment, and interest. Live Sheets calculate taxes and EMIs from ledger data. Journals and settings stay in plain text files that can be version controlled or shared, and ledger, hledger, and beancount are all supported. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. AGPL-3.0-or-later licensed.

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MoneyMatter

Your bank balance is only part of what you own, and MoneyMatter adds the rest: cash accounts, brokerage portfolios, cars, loans, and private deals roll into one net worth figure in your base currency. Add transactions by hand, import CSV, OFX, QFX, YNAB, Wallet, or Microsoft Money files, or let an AI model you provide parse a statement, while Monobank, SimpleFIN, Lunch Flow, and Walutomat connections sync accounts automatically. Each transaction can carry categories, tags, payees, notes, attachments, and splits, transfers and refunds link to their counterparts, and automation rules tidy new entries. Envelope-style budgets assign money to lines with Assigned, Activity, and Available columns and rollover rules, savings goals read progress from account balances, subscriptions and bills send reminders, and loans show payoff projections. Stocks, ETFs, and crypto are priced daily, vehicles depreciate along a curve, and a FIRE planner estimates years to Lean, Regular, Fat, Barista, and Coast FIRE. A customizable dashboard, cash flow, money flow, net worth history, trends comparison, and pivot table chart the results. Share accounts with a household member, export JSON, CSV, or XLSX, back up everything, or connect Claude, ChatGPT, or Claude Code through the built-in MCP server. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. AGPL-3.0 licensed.

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Actual Budget

Every unit of income gets a job in Actual Budget - a local-first personal finance app built on envelope (zero-sum) budgeting, where you can only budget cash you actually have, which keeps the plan honest by construction. The data model is a SQLite file that lives on your device and works fully offline; the self-hosted Node.js sync server adds background multi-device synchronization using CRDT-based distributed-systems machinery, browser and mobile access as an installable web app, and automated backups. Optional end-to-end encryption makes the synced data unreadable even to the server hosting it. Transactions enter three ways: manual entry, file import (CSV, QIF, OFX, QFX, CAMT.053), or automatic bank syncing through GoCardless for EU/UK banks and SimpleFIN for US/Canada. Built-in YNAB4 and nYNAB importers migrate complete budget histories, and reports, schedules for recurring transactions, and rule-based transaction cleanup handle the day-to-day. A fully featured local API lets developers script custom importers and automation against their own data. 100% free, open source, and 26k stars strong.

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YAFFA

If your money is split across a bank app, a brokerage portal, and a half-abandoned spreadsheet, YAFFA, a self-hosted personal finance application, gathers it into one ledger with budgets, scheduled transactions, and forecasts. Record withdrawals, deposits, and transfers across unlimited accounts, and split a single supermarket receipt across categories so it lands in both Food and Household. Suggestions surface your most-used accounts and payees, and each payee's default category fills in automatically. Define rent, salary, or a loan payment once as a scheduled transaction; it appears on the dashboard calendar, enters with one action or records itself, and feeds the forecast. Import bank history from CSV or QIF files with rules for country- and bank-specific formats, and review every row before it is recorded. Optional AI document processing turns a receipt, invoice, or forwarded email into a draft transaction with payee, date, amount, and line items, using your own OpenAI or Gemini key and self-hosted Tesseract OCR for images. Accounts in different currencies roll up into your default currency using daily rates from the free Frankfurter service. Investments track gain and loss, with optional daily prices from Alpha Vantage. The dashboard summarizes accounts and upcoming schedules, the cash flow report can look ahead with a forecast, and Find Transactions filters history by payee, category, tag, or date. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. MIT licensed.

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Pyrra

Define a service level objective in a few lines of YAML and Pyrra writes the Prometheus recording rules and multi-window burn rate alerts for it, then tracks the remaining error budget in a web interface. An objective can be an error ratio or a latency target, declared as a Kubernetes custom resource or as a plain file read from disk when running under Docker or as binaries. Grouping labels fan one definition out into an objective per route or handler. The objectives page lists each SLO with its window, target, availability, and remaining budget, sorted so the worst offenders sit on top; columns can be sorted or hidden, and a search box or a click on any label filters the list. Opening an objective highlights availability and error budget, plots the budget over time, and charts requests, errors, and duration with a time range picker and absolute or relative scales. Below the charts, a table shows the four generated alerts with their severities. Generated alerts carry a link back to the objective's page, and severities can be overridden in the spec. Queries go to Prometheus, Thanos, or Mimir, with basic auth, bearer tokens, or tenant IDs, and ready-made Grafana dashboards chart the same objectives. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. Apache-2.0 licensed.

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