OpenBudgeteer
Allocating every incoming dollar into purposeful spending and savings buckets before transactions occur, OpenBudgeteer gives households complete financial control through a self-hosted zero-based envelope budgeting platform. Users can organize expenditures into customizable bucket hierarchies, grouping everyday living costs, debt repayments, and sinking funds into distinct categories with target balances. Financial planners can import bank statement files via flexible CSV mapping profiles that parse transaction descriptions, clean up merchant strings, and auto-assign records to corresponding expense buckets. The transaction registry provides split-transaction functionality, allowing shoppers to divide a single department store receipt across grocery, household, and clothing envelopes with exact currency precision. Interactive progress bars display bucket health throughout the billing month, signaling when spending velocity threatens allocated limits and calculating suggested contributions for forthcoming paychecks. Advanced forecasting reports plot multi-month net worth trajectories, track category expenditure patterns, and calculate burn rates against long-term retirement and emergency savings goals. Account balances synchronize across multiple physical checking accounts, credit cards, and cash wallets, ensuring total bucket balances reconcile perfectly against real bank reserves. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. AGPL v3 licensed.
PayMe
PayMe is a privacy-first personal finance dashboard that runs entirely on your own hardware with zero third-party service dependencies. The Rust backend compiled to a single binary serves a React 19 frontend built with Vite, TypeScript, and Tailwind CSS 4, storing all financial data in a local SQLite database that auto-migrates on startup. Monthly dashboards track income entries, fixed expenses like mortgage and utilities, and budget categories with real-time progress bars showing spending against configurable limits. The savings module includes goal tracking with percentage-based progress indicators, custom savings goals for targeted objectives, retirement savings projections with breakdown analysis, and projected savings calculations. Variance analysis compares actual spending against budgets across categories. Drag-and-drop reordering powered by dnd-kit lets you arrange income sources, expenses, and budget items to match your workflow. The interactive charts rendered by Recharts visualize spending trends, income patterns, and savings trajectories. Month-by-month navigation tracks financial history over time, while the Summary and Stats views aggregate data across periods. JWT-based authentication secures access, and the full OpenAPI Swagger documentation at the /swagger-ui endpoint exposes every API route for automation and integration. Docker Compose deployment creates a minimal image with the compiled Rust binary and static frontend assets, running on port 3001 behind nginx, Caddy, or Traefik reverse proxy with HTTPS. On RepoCloud, deploy PayMe on a dedicated VPS with persistent SQLite storage, root SSH access, and complete privacy over your household financial data, all under the MIT license.
Wally
Started as an ExpenseOwl-inspired project, Wally grew into a lightweight, self-hosted expense tracker more capable in every direction its author touched. The backend is Python FastAPI over SQLite, which means every deployment ships a full REST API with interactive documentation at /api/docs - automating imports or wiring in external tools requires no reverse engineering, and when the optional login page is enabled you can mint scoped API keys from the Settings page for token-based integrations. The transactions view is built on AG Grid, bringing real search, column sorting, and per-column filtering to your ledger, with a footer totaling rows, income, and expenses for whatever slice you have filtered. Dashboards go beyond the usual monthly doughnut: a Change button swaps in year-scale line graphs so you can track a single category - restaurants, say - across time. Recurring transactions edit intelligently, letting you apply changes to all instances or only future ones. CSV import and export use a simple six-column format handled from Settings, the refined dark theme is genuinely easy on the eyes, and the interface is translated into more than ten languages. The whole thing runs from one small container with a single data volume.
DumbBudget
"Stupid simple software" is the entire philosophy at DumbWare.io, and DumbBudget delivers it: no over-engineering, no complexity, no accounts, no bank connections - just a clean, modern ledger for money in and money out. Log income and expenses, assign categories, and watch real-time balance calculations update as you type. Finding transactions is quick: filter by type, narrow by date range, sort by date or amount. When tax season or spreadsheet analysis calls, everything exports to CSV. Access control matches the philosophy - a single PIN (set via one environment variable) gates the app, backed by real security engineering: rate limiting on PIN attempts, temporary lockout after failures, secure session handling, and no sensitive data in browser storage. Multi-currency support covers the ISO codes, and a SITE_TITLE variable names each instance - deliberately useful, because running separate instances per account or family member is the intended pattern for multi-user needs. The responsive UI ships light and dark themes and installs as a PWA on phones, where expense logging actually happens. Configuration is five environment variables; data persists in one folder. If Actual Budget and Firefly III feel like accounting software, this is the notepad that gets used. GPL-licensed.