Renewlet is a self-hosted subscription ledger that shows exactly what your recurring services cost each month and warns you before every renewal, so no charge lands unannounced again. Record each subscription once with its price, currency, billing cycle, renewal date, payment method, and notes, and the dashboard keeps the monthly and yearly totals current, compares them against a budget you set, and converts between currencies. Reminders go out in each user's own time zone through Telegram, Discord, email, webhooks, and six more channels, with repeat reminders, delivery history, and retries when a send fails. Adding subscriptions takes seconds: point the AI recognition at a bill screenshot, a note, or a pasted table and it drafts the entries for your review, or import data from Wallos and other exports. Every subscription can join a shared calendar feed or publish its own ICS feed, and a public status page can show your stack with prices hidden. Accounts are protected with authenticator codes, recovery codes, and passkey sign-in. A read-only public API lets CLI tools and Shortcuts query your subscriptions, and the whole app runs in a single Docker container or on Cloudflare Workers. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. MIT licensed.

Ditch the spreadsheet for good: Whisper Money is a privacy-first personal finance app you host yourself to see exactly where your money goes, without your data being sold or profiled for ads. Connect multiple bank accounts in one place, fill them by hand or CSV import, and watch transactions categorize themselves automatically. Automation rules handle the repetitive sorting: rent, subscriptions, and transfers land in the right buckets every time. Brokers and exchanges including Indexa Capital, Coinbase, Binance, Bitpanda, Wise, and Interactive Brokers connect with your own API keys, so investments sit beside everyday spending. Optional open banking through EnableBanking can pull a year of movements and keep them current, and it stays switched off until you configure it. AI features suggest categories and rules and summarize your stats reports, and you choose the provider: Gemini by default, or OpenAI, Anthropic, Groq, DeepSeek, Mistral, any OpenAI-compatible endpoint, or a local Ollama server so nothing leaves your infrastructure. Spending pattern insights turn raw transactions into an honest picture of your habits, month after month. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. CC BY-NC 4.0 licensed.

Log a date, amount, and category; get a clean monthly pie chart and a cashflow strip showing income, expenses, and net balance - ExpenseOwl is expense tracking stripped to what actually matters. The MIT-licensed Go application deliberately is not a budgeting system - no envelopes, no accounts, no double-entry, no bank sync - because its author found tools like Firefly III and Actual too heavy for the simple question "where did this month's money go?" The dashboard makes that question fast: click a pie slice to exclude fixed costs like rent and see discretionary spending clearly, then drill into a chronological table view to inspect or delete individual transactions. Recurring transactions handle salaries and subscriptions automatically, optional tags add a second classification axis, and settings cover custom categories, currency symbol, and a configurable month start date for non-calendar pay cycles. CSV import migrates data from virtually any other tool, and CSV export keeps your data portable. It ships as a self-contained binary and multi-architecture Docker image with zero internet interaction, stores data in flat JSON files by default (PostgreSQL optional), and installs as a PWA on phones. Single-user by design; pair it with an authenticating reverse proxy if exposed publicly.

If your money is split across a bank app, a brokerage portal, and a half-abandoned spreadsheet, YAFFA, a self-hosted personal finance application, gathers it into one ledger with budgets, scheduled transactions, and forecasts. Record withdrawals, deposits, and transfers across unlimited accounts, and split a single supermarket receipt across categories so it lands in both Food and Household. Suggestions surface your most-used accounts and payees, and each payee's default category fills in automatically. Define rent, salary, or a loan payment once as a scheduled transaction; it appears on the dashboard calendar, enters with one action or records itself, and feeds the forecast. Import bank history from CSV or QIF files with rules for country- and bank-specific formats, and review every row before it is recorded. Optional AI document processing turns a receipt, invoice, or forwarded email into a draft transaction with payee, date, amount, and line items, using your own OpenAI or Gemini key and self-hosted Tesseract OCR for images. Accounts in different currencies roll up into your default currency using daily rates from the free Frankfurter service. Investments track gain and loss, with optional daily prices from Alpha Vantage. The dashboard summarizes accounts and upcoming schedules, the cash flow report can look ahead with a forecast, and Find Transactions filters history by payee, category, tag, or date. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. MIT licensed.

Ocular provides a modern personal finance workspace that plots your household income and expenditures across multi-year horizons to eliminate surprises in annual budgeting. Users can define custom income streams, configure recurring fixed obligations like rent and utilities, and allocate discretionary spending allowances into designated category groups. Interactive Sankey diagrams and cumulative balance curves visualize projected net savings trajectories, signaling upcoming cash crunches months in advance. The annual planning matrix breaks down monthly figures across twelve periods, calculates automatic net savings, and highlights active fiscal cycles. Keyboard shortcuts accelerate data entry with inline arithmetic expression evaluation directly inside currency cells. Built-in multi-currency conversion and localization settings allow international households and remote professionals to manage diverse revenue streams effortlessly. A dedicated privacy mode masks sensitive monetary amounts when working in public spaces, while complete ledgers export cleanly as portable JSON archives. Running on a dedicated VPS on RepoCloud with guaranteed CPU, RAM, and SSD, full root SSH access, and a browser serial console. MIT licensed.

Started as an ExpenseOwl-inspired project, Wally grew into a lightweight, self-hosted expense tracker more capable in every direction its author touched. The backend is Python FastAPI over SQLite, which means every deployment ships a full REST API with interactive documentation at /api/docs - automating imports or wiring in external tools requires no reverse engineering, and when the optional login page is enabled you can mint scoped API keys from the Settings page for token-based integrations. The transactions view is built on AG Grid, bringing real search, column sorting, and per-column filtering to your ledger, with a footer totaling rows, income, and expenses for whatever slice you have filtered. Dashboards go beyond the usual monthly doughnut: a Change button swaps in year-scale line graphs so you can track a single category - restaurants, say - across time. Recurring transactions edit intelligently, letting you apply changes to all instances or only future ones. CSV import and export use a simple six-column format handled from Settings, the refined dark theme is genuinely easy on the eyes, and the interface is translated into more than ten languages. The whole thing runs from one small container with a single data volume.

"Stupid simple software" is the entire philosophy at DumbWare.io, and DumbBudget delivers it: no over-engineering, no complexity, no accounts, no bank connections - just a clean, modern ledger for money in and money out. Log income and expenses, assign categories, and watch real-time balance calculations update as you type. Finding transactions is quick: filter by type, narrow by date range, sort by date or amount. When tax season or spreadsheet analysis calls, everything exports to CSV. Access control matches the philosophy - a single PIN (set via one environment variable) gates the app, backed by real security engineering: rate limiting on PIN attempts, temporary lockout after failures, secure session handling, and no sensitive data in browser storage. Multi-currency support covers the ISO codes, and a SITE_TITLE variable names each instance - deliberately useful, because running separate instances per account or family member is the intended pattern for multi-user needs. The responsive UI ships light and dark themes and installs as a PWA on phones, where expense logging actually happens. Configuration is five environment variables; data persists in one folder. If Actual Budget and Firefly III feel like accounting software, this is the notepad that gets used. GPL-licensed.